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Cost of Services

At Two Black Crows, I believe that therapy should be accessible and that financial concerns shouldn’t be a barrier to getting the support you need. Below, you’ll find information on insurance, self-pay options, and ways to make therapy more affordable.

Insurance & Rates

  • Insurance

    🩺 Currently Accepted Insurance:
    āœ”ļø Aetna

    āœ”ļø Anthem/Blue Cross Blue Shield ME

    āœ”ļø Blue Cross Blue Shield of MA

    āœ”ļø Carelon Behavioral Health

    āœ”ļø Cigna

    āœ”ļø Horizon Blue Cross and Blue Shield of NJ

    āœ”ļø Independence Blue Cross PA

    āœ”ļø MaineCare

    āœ”ļø Oscar (Optum)

    āœ”ļø Oxford (Optum)

    āœ”ļø Quest Behavioral Health

    āœ”ļø United Healthcare (Optum)

    āœ”ļø United Healthcare Medicare Advantage

    🚧 In Progress:
    I am actively working toward becoming in-network with: Point32 Healthcare (Harvard Pilgrim)

    šŸ”„ Updates Coming Soon! If you’d like to be notified when I am paneled with these providers, feel free to reach out.

  • Private Pay

    For clients who do not have insurance or prefer to self-pay, I offer the following rates:

    šŸ’° Out-of-Pocket Rates:

    Initial Intake Session: $150

    Individual Therapy Session (55 minutes): $125

    DBT Skills Group Therapy Session (90 minutes): $65

    šŸ’³ Accepted Payment Methods:
    āœ”ļø All major debit & credit cards
    āœ”ļø HSA (Health Savings Account) cards

  • Sliding Scale

    šŸ’” Sliding Scale Options: I offer a limited number of sliding scale spots based on financial need. Please reach out to discuss availability.

Superbills for Out-of-Network Reimbursement:

If your insurance plan offers out-of-network benefits, you may request a superbill (a detailed receipt of services) to submit to your insurance provider for potential reimbursement.

āš ļø Important Note: While some clients receive partial reimbursement, Two Black Crows, LLC cannot guarantee that your insurance company will reimburse you. Please check with your insurance provider to understand your out-of-network benefits.

Good Faith Estimate (No Surprises Act):

Under the No Surprises Act, all clients who pay out of pocket are entitled to a Good Faith Estimate (GFE) outlining the expected cost of services.

āœ”ļø The GFE provides a transparent estimate of therapy costs before you begin treatment.
āœ”ļø This estimate is not a binding contract but ensures you have a clear understanding of potential expenses.
āœ”ļø If you have questions about your Good Faith Estimate, I’m happy to walk you through the process.

For more details on your rights under the No Surprises Act, visit www.cms.gov/nosurprises